With Apple Pay Cash, you can send money to contacts with Apple IDs through iMessage. Samsung Pay does not currently have a peer-to-peer option. With fingerprint support or a Mac and verify with an iPhone or Apple Watch.Īll three services also work when checking out in several apps.Īdvantage: All three Peer-to-peer paymentsĪpple Pay and Google Pay are the only two services that let you pay friends.

Samsung Pay: Galaxy Watch, Galaxy Watch Active, Gear Sport, S2 and S3 (but MST support is only available on theĪpple Pay is available for browser payments in Safari, and you'll need to authenticate with your fingerprint or FaceID.

If you lose your phone, all three allow you to remotely wipe the device which will also remove all your card details.Īdvantage: Apple Pay (though TouchID is still more convenient than FaceID) Other ways to pay Samsung requires an iris scan, fingerprint or PIN to confirm purchases.īut Google Pay only needs your phone to be unlocked with fingerprint, password, pattern or PIN before transactions can go through. In the case of Samsung Pay, that also includes any terminal with a magnetic card reader.Īpple requires you to authenticate using TouchID (fingerprint), FaceID or PIN before a payment can go through. With regards to availability, once you've added your cards to one of these mobile wallets you should be able to use them in any country that accepts contactless payments, as long as you would normally be able to use your physical card in that location.

Wide variety of banks: full list here PayPal Works with NFC terminals, in-app and web purchases Works with NFC terminals, in-app purchases and web purchases in Safari Works with NFC, magnetic stripe or EMV terminals, in-app purchases Samsung Galaxy phones since the Galaxy Note 5, Gear Watch and Gear Watch Active, Gear S2 and S3Īpple iPhones since the SE, Apple Watch, MacBook Pro with TouchID, iPads since 5th generation, iPad Pro and iPad MiniĪndroid phones with NFC and HCE support running KitKat (4.4) or higher

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